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Start a ‘Shubh’ Banking Journey with Shubh Savings Account.

This is your everyday-spend account! Use this for your daily UPI transactions.

Shubh Savings Account

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank Savings Account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See detailed rate of interest

Key charges

Annual Plan fee
₹423 + GST
Debit Card Issuance and Annual Maintenance Charges
Zero
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. You can apply for a Fino Savings Account through any of the following channels:

    • Visit our Fino Payments Bank Branch
    • Visit your nearest Fino Points by giving a missed call to 78777 88977
    • Fill the form on our website
  2. To open an account you need mobile number linked with Aadhaar and the following documents:

    • Aadhaar Card
    • PAN Card
  3. Yes, you will be able to receive Aadhaar benefits in your account. To receive the benefits, please visit the branch and request for Aadhaar seeding to ensure that the benefits coming to the Aadhaar number flow into your account.

  4. Yes, you can change your type of savings account. Please visit the branch to change your savings account variant.

  5. The bank will send the customers a monthly e-mail statement of account free of cost. If you require a physical statement at any point of time, then you can collect it from the branch for nominal charges.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.