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Start a Hassle-Free Salary Processing Journey with Saral Salary Account!

Saral Salary Account offers organizations a seamless and convenient way to process the salaries of their employees. Open salary accounts for your employees and let them enjoy a comprehensive range of services to meet their daily banking requirements.

Open An Account
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Why Choose a Saral Salary Account?

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Zero Balance

Zero Balance Requirement

Receive income and government benefits in your account without worrying about the monthly average balance.
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Interest Rate up to 7.60%* Per Annum

Enjoy high interest rate on your hard-earned savings.
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Hatho-hath RuPay Platinum Debit Card

Deposit/withdraw/transfer/receive funds. Shop/pay bills and do much more without worrying even a bit across India.

Interest Rate and Key charges

Interest Rate

Interest on Balances in Fino Payments Bank savings account

Rate
1.5% p.a.
Condition
up to ₹1 lakh
Rate
4.50% p.a.
Condition
above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See Detailed Rate Of Interest

Key Charges

Annual Plan Fee and Annual Maintenance Charges
NA
Debit Card Issuance Charges
₹ 338 + GST
SMS Alert Charges
5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)
View Details

FAQs

  1. Saral Salary Account can be opened by employers for their employees instantly after registering with Fino Payments Bank.

  2. No, this is a zero balance account, so you don't need to maintain a minimum balance.

  3. The Saral Salary Account comes with a Platinum RuPay Debit Card.

  4. You get up to six free ATM transactions per month across all ATMs in India.

  5. Contact the bank immediately to report a lost or stolen card.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

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