Fast Banking Har Din! Gati Savings Account

A bank account that keeps pace with your life just at ₹100*. Introducing Gati Savings Account – a savings account specially designed for customers who want to start the banking journey now. Open an account, get an instant UPI ID, connect for DBT subsidies, or saving for the future – Gati is your go-to account for everyday banking. No paperwork delays, no complicated steps – simple, fast banking at your nearest Fino Point.

Open an account

Why Choose Gati Savings Account?

Instant UPI Activation

Set up your UPI ID instantly and start receiving and sending money right away. No delays, no waiting.

Aadhaar Seeding Available!

Get your Aadhaar linked with Gati Savings Account to receive various government benefits directly in your account.

Affordable Opening Fee

Start your account with just ₹100 (Inclusive of GST). A one-time fee that gets you started without heavy charges.

Instant UPI Activation

Set up your UPI ID instantly and start receiving and sending money right away. No delays, no waiting.

Aadhaar Seeding Available!

Get your Aadhaar linked with Gati Savings Account to receive various government benefits directly in your account.

Affordable Opening Fee

Start your account with just ₹100 (Inclusive of GST). A one-time fee that gets you started without heavy charges.

Interest Rate and Key Charges

Interest Rate

Interest on Balances in Fino Payments Bank Savings Account

Rate: 1.5% p.a.
Condition: up to ₹1 lakh
Rate: 4.50% p.a.
Condition: above ₹1 lakh

Sweep account facility available with partner bank for balances above ₹2 lakh.

See Detailed Rate of Interest

Key Charges

Quarterly Plan Fee: ₹50 (Including GST)
Annual Maintenance Charges: Zero
SMS Alert Charges: 5 Free SMS per month, thereafter 35 paise per SMS (wef. 1st Nov 2025)

View Details

FAQs

It is a savings account having a quarterly plan fee, designed for customer’s convenience. It offers instant account opening through e-KYC, default UPI ID for seamless transactions, and smart saving features to help you grow your money effortlessly.
You can open an account at just ₹100.
The customer will be charged ₹50 at a quarterly frequency, on 1st of every quarter post account opening.
Any individual above 18 years having a valid PAN or Form 60 and Aadhaar Card can open Gati Savings Account through e-KYC mode.
No, Gati Savings Accounts is a zero balance account, meaning you are not required to maintain any minimum balance.
Please visit the Fino Bank Branch or Fino Merchant Point to open a Gati Savings Account. The process is 100% paperless for e-KYC based account and the account opening process takes only a few minutes.
Below are the benefits of Gati Savings Account:

Instant digital account opening through e-KYC

Default UPI ID creation on account activation

Zero Balance account

High interest on savings with Sweep facility

Optional debit card at a nominal fee

Mobile banking access

Higher transaction limits
Customer can opt for debit card at additional charges. Please refer to the product’s Schedule of Charges updated for Gati Savings for debit card charges.
Please refer to the product’s Schedule of Charges updated for Gati Savings for details on charges.
Yes, Gati Savings Account offers competitive interest rates based on your balance slab and paid on a monthly basis. You can also earn higher interest rates on your balances above ₹2 lakh with our partner bank’s Sweep facility.

Apply Now

Fill the form below to apply for savings account. Our representative will get in touch with you soon.

Other Savings Accounts

Suvidha Account

Zero Balance Requirement
Interest rate up to 7.75%* Per Annum
#FikarNot Aadhaar Seeding for Government schemes

Fast Banking Har Din! Gati Savings Account

Why Choose Gati Savings Account?

Instant UPI Activation

Aadhaar Seeding Available!

Affordable Opening Fee

Interest Rate and Key Charges

Interest Rate

Key Charges

FAQs

Apply Now

Other Savings Accounts

Finopay Savings Account

Shubh Savings Account

Gullak Savings Account