Choose from Current Accounts that cater to your essential banking requirements.
-
Presence over 97% of the Indian Districts
- Digital Banking convenience through FinoPay App
-
Get your bank account opened in minutes and receive hatho hath debit card

Why Open a Current Account with FINO?
Slide 1 of 1
/fit-in/580x348/filters:format(webp)/fino/media/media_files/2026/04/09/mobile-frame-2026-04-09-13-45-41.png)




Open a FinoPay Savings Account
I am looking for

Pragati Current Account
Free cash deposit for up to ₹5 lakh per month
Free cash withdrawal up to ₹4 lakhs
RuPay Platinum Debit Card with insurance cover of up to ₹2 lakhs

Sampann Current Account
Account for UPI payments
Zero Balance Account
Free cash deposit for up to ₹5 lakhs per month.
Free RuPay Platinum Debit Card
FAQs
For opening a current account of an individual for business purpose, only Aadhaar number and customer mobile number is required.
- Certificate/license issued by the municipal authorities under Shop & Establishment Act
- Registration certificate (in the case of a registered concern)
- Sales and income tax returns
- CST/VAT certificate
- Certificate/registration document issued by Sales Tax/Service Tax/Professional Tax authorities
- License issued by the registering authority like Certificate of Practice issued by Institute of Chartered Accountants of India, Institute of Cost Accountants of India, Institute of Company Secretaries of India, Indian Medical Council, Food and Drug Control Authorities, registration/licensing document issued in the name of the proprietary concern by the Central Government or State Government Authority/ Department, etc.
- The complete Income Tax return (not just the acknowledgement) in the name of the sole proprietor where the firm's income is reflected, duly authenticated/ acknowledged by the income tax authorities.
- Utility bills such as electricity, water, and landline telephone bills in the name of the proprietary concern.
- Any two of the above documents would suffice. These documents should be in the name of the proprietary concern.
We currently do not provide current account services to partnership firms.
We currently do not provide current account services to companies.
Following documents are required to change the address of an entity: Request letter for address change signed by the proprietor/partner/authorised signatory (in case of a company) Along with the following list of documents:
- Landline telephone bill/electricity bill of public and approved private operators in the state. (Bills not to be older than 4 months from the date of account opening)
- Property ownership deed i.e., the title deeds of the property in the name of the firm duly stamped and registered
- TAN allotment letter issued in the name of the firm
- Latest property tax or water tax paid receipt/bill raised in the name of the firm
- Existing bank account statement or passbook of a PSU/private sector /foreign bank. (Statement not older than 4 months from the date of account opening to be accepted.
Customer will be charged a non-maintenance charge as per the schedule of charges.
Apply for Current Account
Fill the form below to apply for current account. Our representative will get in touch with you soon.
/fino/media/post_attachments/sites/default/files/2025-11/Group-1171276100-(1)_2_4.png)